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Insurance in and around Effingham

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A Personal Price Plan® That’s Uniquely You

Help protect what's important to you - your loved ones, belongings, etc. - with the excellent insurance that State Farm offers. Agent Tom Henderson can help you create a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!

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Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs

Some of these terrific options include Motorcycle, Life, Pet and Boat insurance. Not only is State Farm insurance a great value, but it's a smart choice.

Simple Insights®

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Simple Insights®

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.