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Insurance in and around Effingham

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A Personal Price Plan® That’s Uniquely You

Your family and your belongings are some of what's most important to you. It's understandable to want to protect them. That's why State Farm offers great insurance where you can develop a Personalized Price Plan to help fit your needs.

Protect the life you've built

Insurance that works for you

We’re There When You Need Us Most

But your automobile is just one of the many insurance products where State Farm and Tom Henderson can help. Do you operate a business in the Effingham area or want to be your own boss? Navigating the complicated world of small business insurance? Tom Henderson can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.

Simple Insights®

How does a home insurance deductible work?

Learn how the homeowners insurance deductible chosen can make a difference with your homeowners premium.

What is uninsured and underinsured motorist coverage?

Learn why Uninsured (UM) and Underinsured (UIM) Motorist coverage is important car insurance protection if you're in a crash with someone who can't pay.

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Simple Insights®

How does a home insurance deductible work?

Learn how the homeowners insurance deductible chosen can make a difference with your homeowners premium.

What is uninsured and underinsured motorist coverage?

Learn why Uninsured (UM) and Underinsured (UIM) Motorist coverage is important car insurance protection if you're in a crash with someone who can't pay.