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Insurance in and around Effingham

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Everyone loves saving money. Create a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a solution that’s right for you. Contact Tom Henderson for a Personalized Price Plan.

Multiple ways to help keep more of your hard-earned dollars

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Got A Goal? Let Us Help You Get There

With excellent service, great claims service and outstanding coverage options, State Farm is here for you. It's what good neighbors do.

Simple Insights®

What determines the cost of life insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Tenant small business

As you get ready to rent space for your business, there are considerations to keep in mind.

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent

CPCU® CLU® ChFC®
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent

CPCU® CLU® ChFC®
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Simple Insights®

What determines the cost of life insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Tenant small business

As you get ready to rent space for your business, there are considerations to keep in mind.