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Auto Insurance in and around Effingham

Would you like to create a personalized auto quote?

Here To Help When The Unexpected Arrives

State Farm isn't afraid of the unexpected, and with our great insurance, you don't have to be either. With many options for coverage and savings, you can be sure to choose a policy that fits your distinctive needs.

The first choice in car insurance for the Effingham area.

Insurance that's the wheel deal

Help Protect Your Ride

Even better—dependable coverage from State Farm is possible for a wide array of vehicles, from scooters to motorcycles to sedans to smart cars.

Don’t let bad luck lead you off course! Reach out to State Farm Agent Tom Henderson today and see how you can benefit from State Farm auto insurance.

Have More Questions About Auto Insurance?

Call Tom at (217) 342-6792 or visit our FAQ page.

Simple Insights®

Hail damage on your car: How to spot it and what to do

Hail damage can mean broken glass, dents or even interior damage. We discuss how to spot hail damage and strategies for tackling it.

EV home charging and homeowners insurance: What to know

Does charging an electric car affect home or renters insurance? Learn about EV charger coverage options, installation safety, liability and more.

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent

CPCU® CLU® ChFC®
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Would you like to create a personalized auto quote?

Profile photo of a State Farm Agent named: Tom Henderson

Tom Henderson

State Farm® Insurance Agent

CPCU® CLU® ChFC®
Office Address:
122 E Section
Effingham, IL 62401-3619
Map & Directions

Simple Insights®

Hail damage on your car: How to spot it and what to do

Hail damage can mean broken glass, dents or even interior damage. We discuss how to spot hail damage and strategies for tackling it.

EV home charging and homeowners insurance: What to know

Does charging an electric car affect home or renters insurance? Learn about EV charger coverage options, installation safety, liability and more.