Life Insurance in and around Effingham
Protection for those you care about
What are you waiting for?

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It's Never Too Soon For Life Insurance
When you're young and a recent college graduate, you may think Life insurance is only for when you get old. But it's a good time to start talking about Life insurance to prepare for the unexpected.
Protection for those you care about
What are you waiting for?

State Farm Can Help You Rest Easy
Coverage from State Farm helps you rest easy knowing your loved ones will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the level of costs that come with meeting the needs of children, life insurance is strictly vital for young families. Even if you don't work outside the home, the costs of covering housekeeping or before and after school care can be substantial. For those who aren't parents, you may have debts that are cosigned or have a partner who is unable to work.
Did you know that there's now a life insurance option available that's perfect for a person who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really prove useful when it comes to paying for final expenses like medical bills or funeral costs. Don't let these expenses overwhelm your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Tom Henderson and see how you can be there for your loved ones—no matter what
Have More Questions About Life Insurance?
Call Tom at (217) 342-6792 or visit our FAQ page.
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Simple Insights®
Life insurance at every age
Life insurance at every age
If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Tom Henderson
State Farm® Insurance Agent
Simple Insights®
Life insurance at every age
Life insurance at every age
If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.