Homeowners Insurance in and around Effingham
Looking for homeowners insurance in Effingham?
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
Everyone knows having excellent home insurance is essential in case of a windstorm, hailstorm or ice storm. But homeowners insurance is about more than covering natural disaster damage. An additional feature of home insurance is its ability to protect you in certain legal situations. If someone slips due to your careless error, you could be on the hook for their hospital bills or the cost of their recovery. With adequate home coverage, these costs may be covered.
Looking for homeowners insurance in Effingham?
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Open The Door To The Right Homeowners Insurance For You
Homeowners coverage like this is what sets State Farm apart from the rest. Agent Tom Henderson can be there whenever the unexpected happens, to get your homelife back to normal. State Farm is there for you.
For exceptional protection for your home and your memorabilia, check out the coverage options with State Farm. And if you're ready to see how you can save on a home insurance policy, reach out to State Farm agent Tom Henderson's office today.
Have More Questions About Homeowners Insurance?
Call Tom at (217) 342-6792 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Young kids and window safety
Young kids and window safety
Opening windows to let air or a breeze in is nice but proper window safety precautions can help prevent a tragic accident or fall and injuries.
House hunting
House hunting
House hunting, getting a mortgage and prequalifying for a mortgage loan takes some research and thought to avoid wasting time and expensive risks.

Tom Henderson
State Farm® Insurance AgentSimple Insights®
Young kids and window safety
Young kids and window safety
Opening windows to let air or a breeze in is nice but proper window safety precautions can help prevent a tragic accident or fall and injuries.
House hunting
House hunting
House hunting, getting a mortgage and prequalifying for a mortgage loan takes some research and thought to avoid wasting time and expensive risks.